[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cvcdk.cz\/nestaci-vam-penize\/#Article","mainEntityOfPage":"https:\/\/www.cvcdk.cz\/nestaci-vam-penize\/","headline":"Nesta\u010d\u00ed v\u00e1m pen\u00edze?","name":"Nesta\u010d\u00ed v\u00e1m pen\u00edze?","description":"Rozhodn\u011b bychom si nem\u011bli nalh\u00e1vat, \u017ee maj\u00ed v\u0161ichni lid\u00e9 na cel\u00e9m sv\u011bt\u011b dost pen\u011bz. To nen\u00ed pravda. A pravdou by nebylo ani tvrzen\u00ed, \u017ee v dostatku \u017eij\u00ed aspo\u0148 na\u0161inci. My sice m\u00e1me to \u0161t\u011bst\u00ed, \u017ee \u017eijeme v relativn\u011b bohat\u00e9 zemi, ale ani to ani n\u00e1m nezaru\u010duje \u017eivot v dostatku. Pen\u00edze nejsou rozd\u011blen\u00e9 mezi na\u0161e lidi […]","datePublished":"2024-03-16","dateModified":"2024-03-16","author":{"@type":"Person","@id":"https:\/\/www.cvcdk.cz\/author\/#Person","name":"","url":"https:\/\/www.cvcdk.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cvcdk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cvcdk.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppp_1.jpg","url":"https:\/\/www.cvcdk.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppp_1.jpg","height":0,"width":0},"url":"https:\/\/www.cvcdk.cz\/nestaci-vam-penize\/","wordCount":455,"articleBody":"   Rozhodn\u011b bychom si nem\u011bli nalh\u00e1vat, \u017ee maj\u00ed v\u0161ichni lid\u00e9 na cel\u00e9m sv\u011bt\u011b dost pen\u011bz. To nen\u00ed pravda. A pravdou by nebylo ani tvrzen\u00ed, \u017ee v dostatku \u017eij\u00ed aspo\u0148 na\u0161inci. My sice m\u00e1me to \u0161t\u011bst\u00ed, \u017ee \u017eijeme v relativn\u011b bohat\u00e9 zemi, ale ani to ani n\u00e1m nezaru\u010duje \u017eivot v dostatku. Pen\u00edze nejsou rozd\u011blen\u00e9 mezi na\u0161e lidi rovn\u00fdm d\u00edlem a nem\u00e1me ani v\u0161ichni stejn\u011b velk\u00e9 v\u00fddaje, a tak jsou tu sice lid\u00e9, kte\u0159\u00ed se maj\u00ed dob\u0159e, ale vedle nich \u017eij\u00ed i jejich prav\u00e9 opaky, tedy chud\u00e1ci, kter\u00fdm se n\u011bkdy nedost\u00e1v\u00e1 pen\u011bz t\u0159eba ani na to, co je skute\u010dn\u011b nepostradateln\u00e9.A co d\u011blaj\u00ed lid\u00e9, kte\u0159\u00ed pot\u0159ebuj\u00ed v\u00edc pen\u011bz? Jak si po\u010d\u00ednaj\u00ed ti, k nim\u017e nebyl a nen\u00ed osud po finan\u010dn\u00ed str\u00e1nce milosrdn\u00fd? Ti si samoz\u0159ejm\u011b berou v t\u011b\u017ek\u00fdch \u010dasech p\u016fj\u010dky. Kter\u00e9 jim pom\u00e1haj\u00ed vy\u017e\u00edt i v dob\u00e1ch, kdy nen\u00ed vlastn\u00edch pen\u011bz dost a kdy jsou pot\u0159eba je\u0161t\u011b n\u011bjak\u00e9 nav\u00edc. Anebo bych m\u011bl asi napsat, \u017ee by jim takov\u00e9 p\u016fj\u010dky m\u011bly pom\u00e1hat. Proto\u017ee nen\u00ed samoz\u0159ejmost\u00ed, \u017ee n\u011bkdo p\u016fj\u010d\u00ed \u010dlov\u011bku kdykoliv, kdy si tento chce finan\u010dn\u011b p\u0159ilep\u0161it. Ten, kdo chce dostat od n\u011bkter\u00e9 banky p\u016fj\u010dku, mus\u00ed nejd\u0159\u00edv zvl\u00e1dnout prok\u00e1z\u00e1n\u00ed sv\u00e9 schopnosti spl\u00e1cet. Bez toho to nejde, bez toho tu \u010dlov\u011bku nep\u016fj\u010d\u00ed. A mo\u017en\u00e1 byste se divili, kolikr\u00e1t lid\u00e9 neusp\u011bj\u00ed se \u017e\u00e1dost\u00ed o bankovn\u00ed p\u016fj\u010dku t\u0159eba kv\u016fli z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f nebo kv\u016fli sv\u00fdm p\u0159\u00edjm\u016fm, kter\u00e9 nep\u0159ipadaj\u00ed bankovn\u00edm \u00fa\u0159edn\u00edk\u016fm dostate\u010dn\u00e9 na to, aby bylo spl\u00e1cen\u00ed jistotou.A kdy\u017e se neusp\u011bje v bank\u00e1ch? Co potom je\u0161t\u011b zb\u00fdv\u00e1 lidem tou\u017e\u00edc\u00edm po p\u016fj\u010dk\u00e1ch? A zb\u00fdv\u00e1 je\u0161t\u011b v\u016fbec n\u011bco pro ty, kdo podle bank nejsou bonitn\u00ed?Na\u0161t\u011bst\u00ed se i na takov\u00e9 nedokonal\u00e9 \u017eadatele o p\u016fj\u010dky m\u016f\u017ee usm\u00e1t \u0161t\u011bst\u00ed. A to \u0161t\u011bst\u00ed m\u00e1 jm\u00e9no americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. I kdy\u017e n\u011bkdo neusp\u011bje u bankovn\u00edch p\u016fj\u010dek, tady m\u00e1 st\u00e1le je\u0161t\u011b \u0161anci, proto\u017ee tady se ru\u010d\u00ed za vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz dlu\u017en\u00edkovou nemovitost\u00ed. A tak tu usp\u011bje ur\u010dit\u011b ka\u017ed\u00fd, kdo m\u00e1 dejme tomu sv\u016fj byt, d\u016fm nebo n\u011bco takov\u00e9ho.                                                                                                                                                                                                                                                                                                                                                                                                  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